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Banking

¿Qué es Información Negativa?

Información Negativa Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Información Negativa” Used in Practice?

Las entidades revisan información negativa antes de conceder crédito.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

¿Qué es Información Negativa?

Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

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