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Banking

¿Qué es Relación Deuda-Ingreso?

Relación Deuda-Ingreso A personal finance measure that compares an individual's total monthly debt payments to their gross monthly income, used by lenders to assess repayment capacity and credit risk.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Relación Deuda-Ingreso” Used in Practice?

Las entidades de hipotecas evalúan la relación deuda-ingreso para medir la capacidad de pago.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

¿Qué es Relación Deuda-Ingreso?

A personal finance measure that compares an individual's total monthly debt payments to their gross monthly income, used by lenders to assess repayment capacity and credit risk.

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