Finance English
Banking

¿Qué es Certificado de Depósito?

Certificado de Depósito A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Certificado de Depósito” Used in Practice?

Los inversores adquieren certificados de depósito por intereses fijos; un retiro anticipado puede acarrear penalizaciones.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

¿Qué es Certificado de Depósito?

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Where can I learn this term for free?

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