Was ist Risikopool?
Risikopool A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims and losses incurred by any member of the pool, distributing risk and stabilizing costs.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Risikopool” Used in Practice?
Ein Risikopool ermöglicht es Versicherern, kostenintensive Schäden auf viele Teilnehmer zu verteilen, was die Volatilität reduziert und die finanzielle Stabilität verbessert.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Was ist Risikopool?
A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims and losses incurred by any member of the pool, distributing risk and stabilizing costs.
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