Finance English
Banking

Was ist Überziehungskredit?

Überziehungskredit A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Überziehungskredit” Used in Practice?

Die Bank bietet einen Überziehungskredit an, der vorübergehend zusätzliche Mittel über das Guthaben hinaus ermöglicht, mit Zinsen und Gebühren.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

Was ist Überziehungskredit?

A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

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