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Banking

Was ist Termineinlagezertifikat?

Termineinlagezertifikat A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Termineinlagezertifikat” Used in Practice?

Anleger erwerben Termineinlagezertifikate für feste Zinserträge, aber vorzeitige Abhebung kann eine Strafe nach sich ziehen.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

Was ist Termineinlagezertifikat?

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Where can I learn this term for free?

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