Was ist Antiselektion?
Antiselektion A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Antiselektion” Used in Practice?
Antiselektion kann zu höheren Schadenkosten führen, wenn der Versicherungsbestand überproportional viele Risikopersonen anzieht.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Was ist Antiselektion?
A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
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