ما هو مخاطر المراضة؟
مخاطر المراضة The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “مخاطر المراضة” Used in Practice?
يجب على الاكتواريين تقييم مخاطر المراضة بعناية لضمان كفاية أقساط التأمين الصحي لتغطية المطالبات المتوقعة.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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ما هو مخاطر المراضة؟
The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.
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