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Banking

ما هو درجة الائتمان؟

درجة الائتمان A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “درجة الائتمان” Used in Practice?

تعتمد المؤسسات المالية على درجة الائتمان لتقييم طلبات القروض؛ الدرجة الأعلى تعني مخاطرة أقل.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

ما هو درجة الائتمان؟

A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.

Where can I learn this term for free?

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