ما هو شهادة إيداع؟
شهادة إيداع A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “شهادة إيداع” Used in Practice?
يشترى المستثمرون شهادات إيداع لأرباح محددة الأجل، وقد يؤدي السحب المبكر إلى غرامة حسب اللوائح.
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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ما هو شهادة إيداع؟
A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.
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